Affordable Car Insurance
Notice: Undefined index: set1page in /mounted-storage/home6/sub002/sc13185-YVAG/www/tos/configuration.php on line 491
Do Insurance Premiums Increase Every Year?
Jon Register
Many people ask, "If I am supposed to get a renewal discount, why do my premiums
seem to increase with each renewal?" The answer is not always so simple. Each
year, new vehicles cost more then they did the previous year. It will probably
cost more to fix a damaged vehicle than it did last year, or five years ago
when you first bought your current policy. However, in many cases, your renewal
premium will be less. Some factors that contribute to decreases in your premiums
are straightforward.
According to the Insurance Information Institute (I.I.I.), the cost of auto
insurance is expected to rise only 3.5% in 2004, the smallest increase over
the last four years. Why? The number of auto accidents is on the decline due
to better drivers and safer cars as well as crackdowns on fraud and abuse. However,
due to the rising costs for medical care, vehicle repairs and skyrocketing jury
awards the potential of price increases remain a problem. Rising automobile
theft rates and fraud will keep costs higher for motorists in some states, such
as Florida, Massachusetts, and New York.
The projected increase represents a substantial slowdown from 2003 when auto
insurance costs rose by 7.8 percent, the I.I.I. observed. The average cost for
auto insurance nationwide for 2004 is estimated at $871, an increase of $29
per vehicle from last year.
Unfortunately, even though drivers are filing fewer claims these days, the claims
that are filed are costing the insurance companies more than they used to. It
is costing more to repair cars as the amount of damage sustained in crashes
is up from what it was a few years ago. Some in the industry feel this is due
to accidents involving sport utility vehicles.
The cost of medical coverage is also increasing. This year insurers could pay
as much as $20 billion in medical claims. Higher costs for hospitalization,
medical care, medication and associated legal costs are also to blame.
What can you expect to pay for insurance? In many cases, your renewal discount
will offset a rate increase from your company. It can become hard to keep track
of increases if you make many changes to your policy. When you move to a new
residence or get a newer vehicle as these factors affect the rate you pay. Your
driving record is also one of the factors the insurance company uses in determining
your rate.
Go to http://www.carinsurance.com. Not only will you get the rates of various
insurance companies, you will see the A.M. Best rating for each company along
side their rates for you personal situation.
Now is the time for your fingers to punch their way to a quick rate analysis
and view the ratings at the same time.
Visit http://www.carinsurance.com to Check Out the Lowest Premiums Available!
About the Author
Jon Register is a representative of CarInsurance.com. You can visit CarInsurance.com
at http://www.carinsurance.com or contact them at 1-877-327-8728.
Consumers can receive quotes from many insurance companies, in some states you
are able to purchase your insurance instantly, online. You don't have to drive
your car to buy car insurance. Buy online...anytime!
Notice: Undefined index: set2page in /mounted-storage/home6/sub002/sc13185-YVAG/www/tos/configuration.php on line 491
How To Make Money With Used Cars!
C.L. Spartalis
One of the most important purchases consumers make is a car. The average consumer
purchases another car every several years. With the High Cost of new cars millions
of people are opting to purchase affordable used cars.
There is a Massive opportunity to earn an excellent income. Help fill this high
demand for quality used cars at affordable prices. When starting out you should
focus on cars under the $4,000 range.
Do some research and find out what the most popular best selling cars in your
area are. By staying in the lower price ranges with these popular vehicles you
will be in a higher demand market since more people can afford these vehicles
than higher priced more expensive cars, this will make it much easer to sell
quickly for a profit.
You make your money when you buy, this is an important key to your success.
You will need to pay wholesale price or below less the cost of any needed repairs,
and other expenses ie: detailing, newspaper ads, etc. Once you know the wholesale
price, less repair costs and expenses, you will know how much you can pay for
a car. If you buy it right you wll be able to sell it at a profit and still
give the buyer a great deal.
One of the most important things you can do to purchase a used cars at bargain
prices is to do your homework. You should check your local classified ads and
see what the asking price is for the type of vehicle that you are in the market
for.
Make sure to get the high and low Blue Book and wholesale prices on the vehicle
that you are interested in. Here are some excellent sources for getting pricing:
NADA GUIDES - www.nadaguides.com
KELLEY BLUE BOOK - www.kbb.com
EDMUNDS - www.edmunds.com
Other resources to check with is CARFAX. They can supply you with the vehicle
history report. The National Highway Traffic Safety Administration has a research
area to check recall history on cars. We recommend that you have the vehicle
you are interested in purchasing be inspected by your own mechanic prior to
purchase.
Newspaper Classified Ads are an excellent place to find cars at well below retail
prices. Many of these people will be happy to sell their used cars for several
hundred dollars more than what was quoted by the dealer and you will end up
with an EXCELLENT BUY!
Online Auctions can be a great place to find bargains. You can shop right from
the comfort of your own home. Look for auctions with no reserve, these auctions
don’t have a minimum price before they will sell.
Public Car Auctions are open to the general public and do not require you to
have a Dealer’s License. Public auctions can be an excellent place to purchase
cars at wholesale prices. Some of these auctions are: Auction Repossessions
of Credit Unions, Banks & Lending Institutions. Some public auctions also auction
Police and Local Municipalities, City, State, & County vehicles.
Estate and Bankruptcy Auctions can be a very good place to purchase vehicles
at wholesale prices. These auctions are usually advertised in newspaper classified
section or handled by Probate Estate Auctioneers.
Government Auctions are an excellent source for bargin vehicles. They include
vehicles from DEA drug raid seizures, FBI, IRS, U.S. Customs Auctions, Department
of Defense, General Services Auctions, Resolution Trust Corporation, Department
of Housing and Urban Development, and U.S. Postal Services.
Rental Car Companies often sell their fleet of cars by auction. They can be
a great source of cars. Contact these large companies and inquire.
Dealer Auctions can be one of the best sources to cars at below wholesale prices.
Most of these auctions require that you have a dealer’s license. These auctions
include lease cars, trade-ins, rentals, and fleet vehicles.
Stay away from used cars that need major mechanical repairs or body work. Look
for good, dependable cars, if the pait is a little dull or the rug is dirty,
you can detail, polish and wax the car and clean the carpet. Replace the floor
mats if needed. By doing a few hours of work, you can make your car worth hundreds
or even thousands of dollars more. By having a clean care, inside and out, you
will attract more buyers that will be willing to pay you top dollar for your
car.
When your car is ready to sell, you can place and ad in your local newspaper's
classified section, or you can place your ad on the internet and reach a wider
audience. CARS.COM and AUTOBYTEL.COM has a lot of traffic and is enexpensive.
Selling cars through online auctions has also become very popular. It has become
one of the easiest, fastest, and most cost effective methods to reach your target
audience of hundreds and even thousands of people looking at your car. EBAYMOTORS.COM
or AUCTIONYOURAUTOS.COM are both online auction sites.
Most states require that you have a Dealer's License when you buy and sell vehicles
for profit. Check with your states Department of Motor Vehicles or Department
of Public Safety for more information on how to obtain a Dealer's License. It
is important to consult with your attorney, insurance agent, accountant, and
other government officials to determine what permits, licenses, records, insurance
policies, etc., are required.
About The Author
C.L.Spartalis is the publisher of The of How To Turn Used Cars Into Ca$h With
Your Computer. No Inventory Required.
www.turnusedcarstocash.com/home.html
Important Affordable Car Insurance Resources:
|
|
At Auto Direct we'll instantly compare rates from the top insurers to find you the best deal. Click 'Free quote' for a free no obligation quote.For more information,click HERE |
|
|
Are you searching for car insurance?Are you looking for buying a brand new car?Then Get Ready to Save Money on your next New Car!Just Follow these Easy Steps.... Click here for more information. |
PAGE: [1] [2] [3] [4] [5] [6] [7] [8] [9] [10] [11] [12] [13] [14] [15] >>
Other Affordable Car Insurance Resources:
|
Quote For Insurance brings you affordable auto insurance quotes, car insurance quotes, health insurance quotes, medical insurance quotes, life insurance quotes and home insurance quotes ...
|
|
|
...you in locating insurance agents, brokers and companies offering competitive and affordable car insurance. To request car insurance quotes...
|
|
|
Corporate information, particularly good for journalists, on how Esurance offers auto insurance online, simplifies auto insurance from quote to claim, and saves consumers time and money. ...
|
|
|
Specialize in providing cheap motor car insurance - customers can apply for a quote online.
|
|
|
Provides instant online auto insurance quotes, insurance rate comparisons. Offers motorcycle, RV, boat, or car insurance. Purchase insurance online.
|
|
|
Best Credit Cards Commerce Office Furniture Car Insurance Rates Affordable Car Insurance Auto Insurance Quote Automobile Insurance One Minute...
|
|
|
Providing GuideOne Insurance to Mississippi with affordable rates for car, home, or life insurance.
|
|
|
...We reward safe drivers by helping them save money on their car insurance, over $340 annually...
|
|
|
...car insurance for canadians insurance agency providing free online insurance quotes and plan.....Affordable car insurance quotes, plans and coverages for your automobile, truck or ...
|
|
|
Offering quotes for all types of car insurance driving records and guaranting the lowest auto insurance rate posible. ... Auto Insurance Quote For Low and High Risk Car Insurance Drivers ...
|
|
|
...As you shop for affordable car insurance, it is always preferable to buy a bit more insurance than you.....In many instances, the information you find here about affordable car health ...
|
|
Affordable Car Insurance Latest News Releases:
Invalid RSS Equalizer license.
Click Here To Purchase