About Car Insurance
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The Many Benefits of Travel Protection Plans
Jon Register
Many people purchase insurance thinking I want full coverage and once I get
it I will be covered for every event that may befall my vehicle. But then they
begin to question if every type of incident is covered with full coverage. Some
events that people question if they are covered for are: if my car breaks down
what about towing costs or if I need a rental car does the insurance company
pay? Towing service and rental service is not an automatic service that you
are covered for but it can be easily added to a new policy purchase or during
the renewal process.
There are many benefits for you with the travel protection plan that is offered
with auto insurance policies. First of all this optional coverage does not cost
you anything more on your initial down payment. That's right, nothing extra
on your down payment. Whether you decide to add it or not you still pay the
same down payment. This service is 100% financed into your monthly payments
and for so much coverage the cost is very small!
The benefits for you are these:
If you are in an accident or if your car just breaks down, this service will
reimburse you for towing service up to $50 each time you use it! If you need
to be towed multiple times during your term no problem, you can use this towing
plan as much as you need it. You are not required to use just one company either;
you are able to use any company you wish.
Another benefit is that if your vehicle is disabled due to an accident or is
stolen, you will be reimbursed for rental expenses up to $25 a day for as long
as 10 days! If you are traveling, for example visiting family and are 250+ miles
from home, this plan will also reimburse you for up to 5 days to get home at
$25 a day. Again you may use any company you wish for your rental. In addition
any personal effects in a rental car that may be stolen or are lost due to fire
in a rental car will be covered up to $300.
Many people, during their busy day, find themselves accidentally leaving his
or her keys in their car just as they close the door. Normally one panics and
wastes time trying to find a way to break into their own car or calling for
some to come bring that extra key from home. Most likely you still end up calling
a locksmith to unlock the car and you won't be getting that money back. The
travel protection plan saves you because it will reimburse you up to $25 for
lock out service if this happens to you.
If you are unfortunate enough to be in an accident that requires you to be taken
to a hospital, this plan is also helpful. When an ambulance is sent out to the
accident site, you have to pay a service fee but the plan will reimburse up
to $100 for this situation.
The final benefit worth mentioning is the bail bond service it provides. This
plan will reimburse for up to $10,000 of bond expense if you are in a situation
that would cause you to be incarcerated due to traffic violation. You may think
you never get in trouble, but what if you were pulled over for driving with
a suspended license because you failed to pay that old parking ticket you had
forgotten about? Or what if you had a glass of wine at a nice restaurant and
was stopped and considered to be over the local legal alcohol limit? You are
not a criminal, but things like this sometimes do happen. If any of these examples
occur, it is nice to know that you may be covered for bond service!
For just approximately 16 cents a day per car you can get all these great benefits.
Peace of mind is also one of your greatest benefits from this plan. Again, your
down payment will not go up at all! Why would you want to pay for any of these
expenses and not get reimbursed? If any of these situations happen someone has
to pay. It is either you or your insurance company so why not purchase this
plan and have them pay.
Visit http://www.carinsurance.com For An Auto Insurance Rate
About the Author
James Diaz is a representative of CarInsurance.com. You can visit CarInsurance.com
at http://www.carinsurance.com or contact them at 1-877-327-8728.
Consumers can receive quotes from many insurance companies, in some states you
are able to purchase your insurance instantly, online. You don't have to drive
your car to buy car insurance. Buy online...anytime!
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How To Make Money With Used Cars!
C.L. Spartalis
One of the most important purchases consumers make is a car. The average consumer
purchases another car every several years. With the High Cost of new cars millions
of people are opting to purchase affordable used cars.
There is a Massive opportunity to earn an excellent income. Help fill this high
demand for quality used cars at affordable prices. When starting out you should
focus on cars under the $4,000 range.
Do some research and find out what the most popular best selling cars in your
area are. By staying in the lower price ranges with these popular vehicles you
will be in a higher demand market since more people can afford these vehicles
than higher priced more expensive cars, this will make it much easer to sell
quickly for a profit.
You make your money when you buy, this is an important key to your success.
You will need to pay wholesale price or below less the cost of any needed repairs,
and other expenses ie: detailing, newspaper ads, etc. Once you know the wholesale
price, less repair costs and expenses, you will know how much you can pay for
a car. If you buy it right you wll be able to sell it at a profit and still
give the buyer a great deal.
One of the most important things you can do to purchase a used cars at bargain
prices is to do your homework. You should check your local classified ads and
see what the asking price is for the type of vehicle that you are in the market
for.
Make sure to get the high and low Blue Book and wholesale prices on the vehicle
that you are interested in. Here are some excellent sources for getting pricing:
NADA GUIDES - www.nadaguides.com
KELLEY BLUE BOOK - www.kbb.com
EDMUNDS - www.edmunds.com
Other resources to check with is CARFAX. They can supply you with the vehicle
history report. The National Highway Traffic Safety Administration has a research
area to check recall history on cars. We recommend that you have the vehicle
you are interested in purchasing be inspected by your own mechanic prior to
purchase.
Newspaper Classified Ads are an excellent place to find cars at well below retail
prices. Many of these people will be happy to sell their used cars for several
hundred dollars more than what was quoted by the dealer and you will end up
with an EXCELLENT BUY!
Online Auctions can be a great place to find bargains. You can shop right from
the comfort of your own home. Look for auctions with no reserve, these auctions
don’t have a minimum price before they will sell.
Public Car Auctions are open to the general public and do not require you to
have a Dealer’s License. Public auctions can be an excellent place to purchase
cars at wholesale prices. Some of these auctions are: Auction Repossessions
of Credit Unions, Banks & Lending Institutions. Some public auctions also auction
Police and Local Municipalities, City, State, & County vehicles.
Estate and Bankruptcy Auctions can be a very good place to purchase vehicles
at wholesale prices. These auctions are usually advertised in newspaper classified
section or handled by Probate Estate Auctioneers.
Government Auctions are an excellent source for bargin vehicles. They include
vehicles from DEA drug raid seizures, FBI, IRS, U.S. Customs Auctions, Department
of Defense, General Services Auctions, Resolution Trust Corporation, Department
of Housing and Urban Development, and U.S. Postal Services.
Rental Car Companies often sell their fleet of cars by auction. They can be
a great source of cars. Contact these large companies and inquire.
Dealer Auctions can be one of the best sources to cars at below wholesale prices.
Most of these auctions require that you have a dealer’s license. These auctions
include lease cars, trade-ins, rentals, and fleet vehicles.
Stay away from used cars that need major mechanical repairs or body work. Look
for good, dependable cars, if the pait is a little dull or the rug is dirty,
you can detail, polish and wax the car and clean the carpet. Replace the floor
mats if needed. By doing a few hours of work, you can make your car worth hundreds
or even thousands of dollars more. By having a clean care, inside and out, you
will attract more buyers that will be willing to pay you top dollar for your
car.
When your car is ready to sell, you can place and ad in your local newspaper's
classified section, or you can place your ad on the internet and reach a wider
audience. CARS.COM and AUTOBYTEL.COM has a lot of traffic and is enexpensive.
Selling cars through online auctions has also become very popular. It has become
one of the easiest, fastest, and most cost effective methods to reach your target
audience of hundreds and even thousands of people looking at your car. EBAYMOTORS.COM
or AUCTIONYOURAUTOS.COM are both online auction sites.
Most states require that you have a Dealer's License when you buy and sell vehicles
for profit. Check with your states Department of Motor Vehicles or Department
of Public Safety for more information on how to obtain a Dealer's License. It
is important to consult with your attorney, insurance agent, accountant, and
other government officials to determine what permits, licenses, records, insurance
policies, etc., are required.
About The Author
C.L.Spartalis is the publisher of The of How To Turn Used Cars Into Ca$h With
Your Computer. No Inventory Required.
www.turnusedcarstocash.com/home.html
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